Stop Debt Collectors
Learn how to put an end to constant harassment
The Fair Debt Collection Practices Act (FDCPA), passed by the U.S. Congress in 1978, prohibits abusive and deceptive actions by third party bill collection agencies as they attempt to collect on personal debts. If you have received harassing calls from debt collectors who are trying to coerce you into paying bills that you cannot afford or that you feel are unfair, contact FairDebtHelpers.com today. A lawyer who is highly trained in the field of debt collection will contact you to explain your rights.
Knowing Your Rights
It is in your best interest to know your rights when it comes to fighting unfair harassment by debt collectors. Never ignore calls or letters that say you owe money. This must be resolved to prevent your credit score from dropping. A credit score represents the consumer’s credit worthiness. Lenders such as banks, mobile phone and cable companies, employers, landlords and credit card companies, use these credit scores to evaluate the potential risk of lending money to consumers. They use this information to determine who qualifies for loans, at what interest rates and with what credit limits.
Whether or not you feel that the debt in question is fair, you must contact the third party debt collector in writing, within 30 days, to protest the harassment. The bill collector must then stop contacting you or send you proof of debt (bills or statements). If you DO owe the debt, it may be in your best interest to work with the debt collector or a reputable credit counselor to work out a payment plan. The lawyers at FairDebtHelpers.com can help you decide on your best options.
If you feel you are being harassed, file a complaint with the Federal Trade Commission (FTC), your state’s Attorney General or consumer protection office, the Better Business Bureau (BBB) AND contact FairDebtHelpers.com. Please fill out the free FDCPA Case Analysis today. It will help you to recognize if your collectors have violated the law. After you submit the analysis, a Legal Helpers FDCPA attorney will review your case and get in touch with you promptly. Don't wait. The sooner you contact us, the sooner we can stop those obnoxious calls!
Don't fall victim to these illegal schemes!
Forewarned is forearmed. If you have been contacted by bill collectors recently, complete our online form and speak to an experienced Legal Helpers attorney to find out if your collectors have violated the law.